If you have been feeling frustrated by rising home prices and competition from cash buyers, you are not alone. A recent announcement has brought renewed attention to a long-standing concern in the housing market: the role of large institutional investors in buying single-family homes. As your trusted mortgage lending partner, our goal is to help you understand what is being discussed, what is confirmed, and what it could realistically mean for everyday homebuyers and homeowners.
Published on 01/14/2026
According to a recent Wall Street Journal article, the true cost of these low-rate loans isn’t always obvious. Buyers who take advantage of builder-provided financing may be more likely to overpay for their home and end up underwater shortly after closing. In this blog, we breakdown the article’s key findings and why borrowers should approach these offers with caution.
Published on 11/19/2025
With home prices and interest rates still challenging many buyers, the idea of a proposed 50-year mortgage has been getting fresh attention. A longer loan term could reduce monthly payments and increase affordability — but stretching a mortgage across half a century also comes with significant long-term costs.
Published on 11/19/2025
According to the MBA’s economists, mortgage rates aren’t heading down any time soon, and many of the long-hopes for a dip below 6% may need to be re-thought.
Published on 10/30/2025
FICO just launched a new Direct License Program that promises lower costs and more transparency in mortgage credit scoring. But will it really change the game, or do the credit bureaus still hold all the cards?
Published on 10/02/2025
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
3 Million Homeowners Could Save Money by Refinancing — Is Now the Right Time? As mortgage rates finally ease back down, homeowners are asking if refinancing makes sense.
Published on 09/20/2025
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
