One of the biggest advantages to being an independent mortgage broker is the ability to match many different loan programs and lenders to the client, ensuring the best fit and best price. We like to say "we cast a large net" because what we have access to and our network of lenders, banks and products is vast. Along with the experience to assess quickly and navigate smoothly down the line.
Want access to the top bank programs and private banking rates for Jumbo and Super Jumbo loans? We have you covered. Ask about this unique service offering today.
Substantially lower your payment by as much as 20% in year 1 and 10% year two. Finance the cost into the sales price. Pmt is calculated with 2% lower rate in year 1, and 1% lower in year 2.
Leverage the equity in your home to access cash. Whether it's home improvements, an ADU, buying another home, or paying off debt, the ability to access your equity as cash can open doors! While keeping your low rate 1st mortgage untouched!
Also called alternative mortgage programs or Non QM, these are loans for "outside the box" scenarios with qualifying guidelines that offer more flexibility than traditional mortgages.
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $766,550 in...
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are great for clients that require a lower down payment option or have lower fico scores. They also come with lower rates, than traditional loans, but is offset with a higher mortgage insurance cost.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment required.
