According to a recent Wall Street Journal article, the true cost of these low-rate loans isn’t always obvious. Buyers who take advantage of builder-provided financing may be more likely to overpay for their home and end up underwater shortly after closing. In this blog, we breakdown the article’s key findings and why borrowers should approach these offers with caution.
Published on 11/19/2025
With home prices and interest rates still challenging many buyers, the idea of a proposed 50-year mortgage has been getting fresh attention. A longer loan term could reduce monthly payments and increase affordability — but stretching a mortgage across half a century also comes with significant long-term costs.
Published on 11/19/2025
According to the MBA’s economists, mortgage rates aren’t heading down any time soon, and many of the long-hopes for a dip below 6% may need to be re-thought.
Published on 10/30/2025
FICO just launched a new Direct License Program that promises lower costs and more transparency in mortgage credit scoring. But will it really change the game, or do the credit bureaus still hold all the cards?
Published on 10/02/2025
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
3 Million Homeowners Could Save Money by Refinancing — Is Now the Right Time? As mortgage rates finally ease back down, homeowners are asking if refinancing makes sense.
Published on 09/20/2025
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Published on 08/14/2025
For now, the takeaway is simple: this was a good week for mortgage rates, and it came thanks to a labor market report that strongly suggested things are cooling off. If that trend continues, rates could move lower still. If not, the recent improvement could be short-lived.
Published on 08/06/2025
Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.
Published on 08/05/2025
Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
Published on 07/30/2025
A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.
Published on 07/23/2025
A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.
Published on 07/16/2025
Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.
Published on 07/08/2025
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Published on 06/25/2025
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
